1. Telephone. Business of collecting debts receivable sometimes make both parties uncomfortable. Money matters are very sensitive. Can you still keep the feeling, it’s better to ask directly to him when he could pay his own debts. You should be done in an atmosphere and a private place just between you. If you have not felt brave enough to ask him directly, then do it by phone or SMS. With the way these borrowers also did not feel intimidated.

2. Need Money pretending. The reason you are needed the money also could be a way to collect a debt. Say, for example, you need money to pay credit card or phone bill. Though in fact, no, but white lies are powerful enough to make the borrowers feel the need to immediately return the loan.

3. Subtle satire. If you repeatedly ask direct good, she also did not pay, he’s trying to sarcastically in front of his friends. This will be a jolt for him fine. Usually people do not want to reveal embarrassing things in front of his friends, especially coworkers. Reputation can be tainted. Therefore, he will do anything to maintain his reputation, including the immediate return of the loan. 4. Contact Families. You are close to the borrower so familiar with the family, take advantage of this relationship. Contact one of her relatives, could over the phone or face to face, told them about problem loans. If her family knew, might help the borrower to repay the debt. If not, there is pressure from the family so that he/she will pay it off. In this way, it could be so unattractive, but powerful enough to make your money back.

5. New agreements. If within the promised debt was not yet settled, ask the borrower to make a new agreement. After all, if the borrower did not have money, you can not force. Better yield, as long as your money back. In the new agreement, give him a longer time. You can also make an agreement that both the borrower provide collateral equal like goods worth the amount of money borrowed. If you do not trust him, let alone the amount of money large enough, create the piece of paper stamped and signed by two witnesses.

Five ways the above still does not work? Try the following two ways a more ‘sadistic’. This method, however, is not too recommended considering cost is big enough. Except if she/he make a debt that unusually large.

6. Make Announcement. If your business repeatedly fails, instead of the borrower to avoid continued and hard to be reached, there is a powerful way of making announcements in the newspaper. This is quite an extreme way and would cost too. But, no one would know a lot of people hunting behavior.

7. Help From Outside. If you have a cost, and did not bother, you can hire collectors. Now known as debt collectors, his office called a collection. But it consider counted also with the amount of the loan.

I hope with these tips, it will give you some inspirational to collect your money. However, it’s your right to get what you should get. Don’t let friendship feeling or uncomfortable situation destroy what you should get. Hope you could handle money more advance.