1. There’s no money. “How to save money would be saved if it had not been!” So says a friend. Then I asked him what he was doing the first time while receiving a salary. He replied, “Pay the debt of three credit cards (the size of half of salary) and the rest to live for a month.” After further investigation, culprit, none other than, derived from the extraordinary zeal to swipe a credit card when window shopping. So, in case there are posts that must be the speed brakes for the other posts are more important, because in essence, saving must be done though just what percentage of your income.

2. There is still time. The classic reason, “Later when there is money!” Must often you say. Well, according to Rob Bennett, author of Financial Freedom Blog at PassionSaving.com, the more your age and the more gain your bad habits, be more difficult to eliminate. Include the bad habit to save money in the bank.

3. Today for today. The third reason people often sounded when talk about saving money is, “I want to enjoy my money once, can not you?” of course. But goals are also saving to buy a decree anything that can enjoyable. Only the difference of fun can be enjoyed save after a specified time. While people now prefer instant ways, owed to happy and then pay later.4. She’s Saving. If you are a woman married, your husband probably the most often used as a shield. Don’t ever assuming that your husband was doing it then you lazy to do it by yourself. Yes if the husband was diligent to do. If you have more funds, there is no harm in having their own savings. Just in case, it could not hurt right?

5. Reserves Thought. “I’m saving, this evidence, ’said a female friend while show collection branded shoes and bags his mountain. Yeah, rite! She said that things could be disbursed. If at any time he needed money. True, but it’s certainly worth less than the value of money you have spent at the beginning is not it?

6. Heritage hopes. Sound stupid huh? But it really happened! This usually happens to those who are born in rich families. They will think why bother to save money, yet can be inherited from the parents later. Yes if the inheritance of property, if it is a debt?

“I wanted to save money, but I need a lot. I’m running out of money on each month. Moreover, the prices keep rising needs .. “. The phrase is sometimes intimately in your ear, or maybe you want to be able to save, but in practice, it’s hard to do handle money. Are you including people like that? Always running out of money at the end of the month so it can not save? Do not be discouraged. All the people are almost certainly experienced it.

Saving regularly is often done for various purposes. By taking your money on a regular basis and help you become Economic Person, then the money collected can be very useful. Here are saving tips that can easily help you save money by better:

1. Pay Your Self First. If you’ve been always shop first and had no time to save money, why are you not reverse for the process? Start by setting aside 1 / 3 of your salary for savings before you pay for other needs. If you do it regularly and discipline, then after a year, you already will have a store in large quantities.

2. Make Savings in Expenses Pos. Enter the postal savings into the post outcome each month. Think of saving as your regular expenses with debt repayments or other household expenses, such as electricity bills, PAM, food, transportation and others.

3. Do not underestimate the small change money. Never pay with coins. Pay it with money paper. If you can return the coin, the coin should go into the piggy bank (piggy bank or canned chicken). Do not open until filled, if it is full, make into your account at the Bank.

4. Raise Deposit Savings Income Increases Every time. Every time you earn more money as an annual or THR bonus. Set it aside the first to add to your savings.

5. Have Special Savings Account. A family should have a special account that is used for posts paid family expenses separate from personal accounts. While special savings accounts should also be made separately to the accumulation of funds collected for the financial goals to be achieved, not used for other expenses.

When the time you were still a student, save money in piggy bank or local bank was one of the small investment. But when you are growing up, and have good job and promising position, you couldn’t just rely on the revenue from the job. Time goes by the need becomes so big too. When you are married, have a kid, buy a house and everything, it needs big sacrifice and you wasted all the money from your monthly revenue.

Start to make small investment right now. I’m sure that you are busy person, that’s why small investment are good way. We can’t handle two thinks in same times. Small investment we can trust to anyone including our family to handle it, beside we must also watch and analyze it. Choose small investment with big opportunity. It could be from the small fish into the big fish, just thinking about your small investment right now.

Many costumers maybe not see this point at the beginning. Well, they just eat it without knowing better the terms. Now, many operators has cheapest price and make unhealthy competition with other. On the other side, costumers want to uses that service but couldn’t leave his previous number.

Now, costumers have 2 or 3 mobile phones, even more than that. Costumers are confused with the price of each mobile phone operators. Without thinking anymore, but another device mobile phone is good solution. But having a lot of these, also expand our budget. Indeed, the communication is really important but we must also be smart handle the situation and manage money.

I could suggest you, if you have 2 or 3 mobile phones, just make a different which one for business, family and friends. I think 2 mobile phones are enough, for business while friends and family can be the same category. But I think good combination is 2 GSM mobile phones and 1 CDMA mobile phones. CDMA mobile phones could be for the family business. But recently this day, the mobile phone also can be using 2 different kind of network. This is great solution for you so we can say just need 2 mobile phones.

I knew why back then in the past, they wanted to live so economic. Because everything can’t be predicted, that’s why save money is really important. So, this can be a lesson to us. Our parents is not stingy to us, they want us the best. Everything what they did, is for our future too. We as children must respect about their decision. It’s not about money but our future.

For parents, do what you want to do by save money for their needs in the future. Also teach them how to respect your effort to live them. Sometimes kids doesn’t realize about it. Just chase for the pleasure, but doesn’t how much effort to get some bucks. And for children, try also to understand what our parents sacrifice for us. Try to give them a smile on their face by everything we done.